Customise Your Travel Insurance 2

  • Policy Sections

  • Cancellation/
    Curtailment

    Abandonment of Trip

    Resumption of Trip

    Cover for if you are necessarily and unavoidably required to cancel or curtail your planned travel due to certain circumstances such as death or illness of a close family member or a government regulation after a natural disaster. Cover to resume your trip if you are required to return home after the unexpected death or serious illness of a Relative.

    Cancellation/
    Curtailment

    Abandonment of Trip

    Resumption of Trip

  • Medical

    Overseas Medical Expenses including emergency repatriation; additional travel and accommodation; and funeral expenses

    Emergency Dental Treatment

    Hospital Cash benefit
    (per day)

    Death/Personal Accident

    Mugging

    Cover for emergency medical expenses in the event you sustain serious illness, injury or death while overseas. Cover for Emergency Dental Treatment is limited to $750 under the Go Basic policy and $1,500 under the Go Plus policy. Compensation for each day (complete 24 hour period) you are confined to a hospital whilst overseas as the result of illness or injury. Compensation payable to you (or your Estate) should you sustain the loss of your sight, limb, total and permanent disablement or death arising from a violent accident. Additional monetary compensation in the event you sustain an injury and are admitted as an inpatient in an overseas hospital after a mugging attack

    Medical

    Overseas Medical Expenses including emergency repatriation; additional travel and accommodation; and funeral expenses

    Emergency Dental Treatment

    Hospital Cash benefit
    (per day)

    Death/Personal Accident

    Mugging

  • Property

    Personal Property

    Emergency Purchases

    Personal Money

    Cover for loss, theft or damage to your personal belongings that you take on your trip with you. Cover for Personal Property varies between the Go Basic and Go Plus policies, please refer to Schedule of Cover for an explanation on limits. Up to a maximum amount shown in the schedule of cover for emergency purchases such as clothing and toiletries if your luggage is misdirected, misplaced or delayed by your carrier for at least 24 hours on the outward leg of your trip. Cover for the loss or theft of Personal Money including Cash as well as the reasonable cost to obtain emergency passports and visa’s up to the maximum Scheduled benefit. Please see Schedule of Cover for limits that apply.

    Property

    Personal Property

    Emergency Purchases

    Personal Money

  • Disruption

    Disruption to Scheduled Travel Plans

    Hijack (per day)

    Special Events

    Insolvency of Travel Service Provider

    Domestic Pets

    Cover for reasonable additional costs incurred when your pre booked transportation is delayed or hijacked. Compensation for each day (complete 24 hour period) you are detained onboard an aircraft that has been hijacked up to the maximum amounts shown in the Schedule of Cover. Up to maximum amount shown in the Schedule of Cover for the reasonable additional travelling costs to ensure that you do not miss a special pre-arranged event such as a wedding, funeral or sporting event. Cover for the reasonable additional accommodation and travel expenses necessarily incurred if you are unable to stay in your pre booked accommodation or return home earlier than scheduled as a result of a severe natural disaster, civil unrest or medical epidemic. Cover for either the irrecoverable costs of travel or the additional costs for alternative travel arrangements in the event that you have to cancel or amend your trip due to the financial default of a travel service provider.

    Disruption

    Disruption to Scheduled Travel Plans

    Hijack (per day)

    Special Events

    Insolvency of Travel Service Provider

    Domestic Pets

  • Liability

    Personal Liability

    Cover if you are held legally liable for any accidental injury or death of another person or the accidental loss or damage of someone else’s property such as the your holiday accommodation and its contents

    Liability

    Personal Liability

  • Legal

    Legal Expenses

    Overseas Car Hire Excess

    Return of hire car

    Cover for legal costs and expenses up to the maximum amount shown in the Schedule of Cover which are incurred to claim compensation or damages if you suffer physical bodily injury or die during your trip. Cover for overseas car rental insurance excess or the cost to repair a hire car (if lesser) in the event you are involved in an accident while you are driving, or the car is stolen whilst in your possession. Cover is also provided to cover the additional costs of returning the vehicle in the event you are certified by a medical professional to be unfit to do so at the time originally agreed.

    Legal

    Legal Expenses

    Overseas Car Hire Excess

    Return of hire car

  • Go Basic

  • Cancellation/
    Curtailment

    Abandonment of Trip

    Resumption of Trip

    $5,000

    $1,000

  • Medical

    Overseas Medical Expenses including emergency repatriation; additional travel and accommodation; and funeral expenses

    Emergency Dental Treatment

    Hospital Cash benefit
    (per day)

    Death/Personal Accident

    Mugging

    Unlimited*

    $500

    -

    -

    -

  • Property

    Personal Property

    Emergency Purchases

    Personal Money

    $2,500

    $250

    $500

  • Disruption

    Disruption to Scheduled Travel Plans

    Hijack (per day)

    Special Events

    Insolvency of Travel Service Provider

    Domestic Pets

    -

    -

    -

    -

    -

  • Liability

    Personal Liability

    $5,000,000

  • Legal

    Legal Expenses

    Overseas Car Hire Excess

    Return of hire car

    -

    -

    -

  • Go Plus

  • Cancellation/
    Curtailment

    Abandonment of Trip

    Resumption of Trip

    $15,000

    $2,500

  • Medical

    Overseas Medical Expenses including emergency repatriation; additional travel and accommodation; and funeral expenses

    Emergency Dental Treatment

    Hospital Cash benefit
    (per day)

    Death/Personal Accident

    Mugging

    Unlimited*

    750

    $2,000 ($50)

    $20,000

    $500

  • Property

    Personal Property

    Emergency Purchases

    Personal Money

    $7,500

    $400

    $1,000

  • Disruption

    Disruption to Scheduled Travel Plans

    Hijack (per day)

    Special Events

    Insolvency of Travel Service Provider

    Domestic Pets

    $1,000

    $5,000 ($100)

    $2,000

    $1,500

    $250

  • Liability

    Personal Liability

    $5,000,000

  • Legal

    Legal Expenses

    Overseas Car Hire Excess

    Return of hire car

    $15,000

    $2,500

    $750

  • Excess

  • Cancellation/
    Curtailment

    Abandonment of Trip

    Resumption of Trip

    Yes

    Yes

  • Medical

    Overseas Medical Expenses including emergency repatriation; additional travel and accommodation; and funeral expenses

    Emergency Dental Treatment

    Hospital Cash benefit
    (per day)

    Death/Personal Accident

    Mugging

    Yes

    Yes

    No

    No

    No

  • Property

    Personal Property

    Emergency Purchases

    Personal Money

    Yes

    No

    Yes

  • Disruption

    Disruption to Scheduled Travel Plans

    Hijack (per day)

    Special Events

    Insolvency of Travel Service Provider

    Domestic Pets

    No

    No

    Yes

    Yes

    No

  • Liability

    Personal Liability

    Yes

  • Legal

    Legal Expenses

    Overseas Car Hire Excess

    Return of hire car

    No

    No

    No

Travel Policy Types

Go Insurance offers you the flexibility to select only the cover which best suits Your needs. Only pay for the cover you need and build a travel policy that suits you by adding in any of the removable covers (eg Cancellation & Curtailment, Property, Disruption and/or Legal). The only cover modules which cannot be removed are Overseas Medical Expenses (Sections 3 – 6 inclusive) and Personal Liability (Section 15). Please note the Go Basic policy does not cover some benefits under Overseas Medical Expenses (Sections 4 – 6 inclusive), Disruption (Sections 10 – 14 inclusive) and Legal (Sections 16 – 17 inclusive).

Optional covers (eg Snow Sports and Water Sports) can be included under any cover level. Your Certificate of Insurance will show which modules you deleted and which options you selected at the time of purchase. The amounts listed in the Schedule of Benefits are the maximum amounts payable per Insured Person under each policy section and are noted in Australian Dollars.

Go Basic

The Go Basic policy allows the budget conscious traveller great flexibility, comprehensive cover and the security of 24/7 emergency medical assistance being just a phone call away.

 

Go Plus

Go Plus is premium cover designed to insure the things that are most important to you. Including all the fantastic benefits you can expect from the Go Basic policy with increased limits on things such as Personal Property, Cancellation and Overseas Emergency Medical Expenses.

 

Additional Covers

  • Benefit

  • Snow Sports EquipmentSnow Sports Equipment
  • Loss of use of lessons and lift passLoss of use of lessons and lift pass
  • Piste closure (per day)Piste closure (per day)
  • Avalanche cover (per day)Avalanche cover (per day)
  • Sum Insured

  • Snow Sports Equipment$1,000
  • Loss of use of lessons and lift pass$1,000
  • Piste closure (per day)$500 ($50)
  • Avalanche cover (per day)$500 ($50)
  • Excess

  • Snow Sports EquipmentYes
  • Loss of use of lessons and lift passYes
  • Piste closure (per day)No
  • Avalanche cover (per day)No
  • Benefit

  • Golf Equipment Golf Equipment
  • Unused Green FeesUnused Green Fees
  • Sum Insured

  • Golf Equipment $2,000
  • Unused Green Fees$500
  • Excess

  • Golf Equipment Yes
  • Unused Green FeesYes
  • Benefit

  • Unused boat hire fees (per day)Unused boat hire fees (per day)
  • Water Sports EquipmentWater Sports Equipment
  • Loss of use of fees, passes and lessonsLoss of use of fees, passes and lessons
  • Sum Insured

  • Unused boat hire fees (per day)$2,500 ($250)
  • Water Sports Equipment$5,000
  • Loss of use of fees, passes and lessons$250
  • Excess

  • Unused boat hire fees (per day)Yes
  • Water Sports EquipmentYes
  • Loss of use of fees, passes and lessonsNo
  • Benefit

  • Business EquipmentBusiness Equipment
  • Re-creation of DocumentsRe-creation of Documents
  • Business MoneyBusiness Money
  • Replacement EmployeeReplacement Employee
  • Sum Insured

  • Business Equipment$10,000
  • Re-creation of Documents$1,000
  • Business Money$2,000
  • Replacement Employee$3,000
  • Excess

  • Business EquipmentYes
  • Re-creation of DocumentsYes
  • Business MoneyYes
  • Replacement EmployeeYes
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