Options

Options

Snow

This option includes cover for your snow sports equipment and any medical expenses incurred as a result of an accident whilst participating in certain snow sports. Here is a snapshot of the great additional covers you get when purchasing this optional cover.

Snow Sports Equipment

Loss, theft or breakage of your snow sports equipment or, any snow sports equipment that has been hired or loaned to you.

Snow Sports Equipment Hire

Cover if you damage your snow sports equipment or it is misplaced or misdirected by an airline en route to your destination and you need to hire replacement equipment for the duration of your stay.

Ski Passes and Lessons

Reimbursement for the cost of your ski passes or lesson vouchers if they are lost or stolen.

Piste Closure/Avalanche

Monetary compensation for each 24 hour period that it is not possible to ski/snowboard and for reasonable additional travel and accommodation expenses necessarily incurred to reach an alternative resort due to a lack of snow, piste closure or avalanche at your pre-booked resort and which causes the closure of snow sport facilities.

Please see the Schedule of Benefits below for policy limits available when the Snow Sports option is selected.

Not all snow sports activities are able to be covered.  Please refer to the Product Disclosure Statement for full terms and conditions.

Golf

This option provides cover for unused green fees, emergency hire and up to $2,000 for loss, theft or damage to your golfing equipment.

Golf Equipment

Cover  for loss, theft or damage to your own or hired golf equipment.

Golf Equipment Hire

Cover for the reasonable cost of hiring golf equipment from a recognised supplier during your trip and until your own golf equipment is returned to you if:

  • your golf equipment is lost, stolen or damaged; or
  • your golf equipment is delayed for more than 12 hours whilst en route to the destination where you have arranged to
    play golf.

Unused Green Fees

Reimbursement of green or club fees necessarily unused due to you having to cancel or curtail your trip.

Please see the Schedule of Cover below for policy limits and refer to the Product Disclosure Statement  for full terms and conditions.

Water

This optional extra provides cover for unused boat hire, fees, passes and lessons as well as emergency hire and up to $5,000 for loss, theft or damage to your water sports equipment.

Unused Boat Hire Fees

Monetary compensation for each 24 hour period that it is not possible to use a pre-booked hire boat due to injury, illness or inclement weather conditions.

Water Sports Equipment

Reimbursement for  loss, theft or breakage to your water sports equipment, or water sports equipment that has been hired or loaned to you.

Water Sports Equipment Hire

Cover for the cost of hiring water sports equipment if yours is broken, lost, damaged, misdirected or delayed whilst en route to your destination.

Water Sports Passes, Lessons and Excursions

Reimbursement of any water sports pass, excursion, hire or tuition fee necessarily unused due to:

  • cancellation
  • loss or theft of your pass/voucher or
  • cancellation of pre-booked water sports activities due to inclement weather.

Please see the Schedule of Cover below and refer to the Product Disclosure Statement  for full terms and conditions as not all water sports activities are able to be covered under this policy.

Business

Catering to the business traveller, this option provides cover for your business equipment, emergency replacement or hire of equipment, document re-creation and business cash allowances.

Business Equipment

Cover for the accidental loss, theft of or damage to your business equipment. You are also covered for emergency hire of business equipment which is essential to your intended business itinerary following loss, theft or damage to your own equipment.

Re-creation of Documents

Cover for the cost to re-create or replace your business documents that are essential to your business itinerary following loss, theft or damage.

Business Money

You are covered up to the amount shown in the Schedule of Benefits for theft of business money whilst being carried on your person unless placed in a locked safety deposit box, locked safe or similar locked and fixed receptacle.

Replacement Employee

Reimbursement of reasonable additional accommodation and travelling expenses to send a substitute person if you are unable to commence or complete the trip due to death, injury, illness.

Please see the below Schedule of Cover for policy limits and refer to the Product Disclosure Statement for full terms and conditions.


  • Benefit

  • Snow Sports EquipmentSnow Sports Equipment
  • Loss of use of lessons and lift passLoss of use of lessons and lift pass
  • Piste closure (per day)Piste closure (per day)
  • Avalanche cover (per day)Avalanche cover (per day)

  • Sum Insured

  • Snow Sports Equipment$1,000
  • Loss of use of lessons and lift pass$1,000
  • Piste closure (per day)$500 ($50)
  • Avalanche cover (per day)$500 ($50)

  • Excess

  • Snow Sports EquipmentYes
  • Loss of use of lessons and lift passYes
  • Piste closure (per day)No
  • Avalanche cover (per day)No

  • Benefit

  • Golf Equipment Golf Equipment
  • Unused Green FeesUnused Green Fees

  • Sum Insured

  • Golf Equipment $2,000
  • Unused Green Fees$500

  • Excess

  • Golf Equipment Yes
  • Unused Green FeesYes

  • Benefit

  • Unused boat hire fees (per day)Unused boat hire fees (per day)
  • Water Sports EquipmentWater Sports Equipment
  • Loss of use of fees, passes and lessonsLoss of use of fees, passes and lessons

  • Sum Insured

  • Unused boat hire fees (per day)$2,500 ($250)
  • Water Sports Equipment$5,000
  • Loss of use of fees, passes and lessons$250

  • Excess

  • Unused boat hire fees (per day)Yes
  • Water Sports EquipmentYes
  • Loss of use of fees, passes and lessonsNo

  • Benefit

  • Business EquipmentBusiness Equipment
  • Re-creation of DocumentsRe-creation of Documents
  • Business MoneyBusiness Money
  • Replacement EmployeeReplacement Employee

  • Sum Insured

  • Business Equipment$10,000
  • Re-creation of Documents$1,000
  • Business Money$2,000
  • Replacement Employee$3,000

  • Excess

  • Business EquipmentYes
  • Re-creation of DocumentsYes
  • Business MoneyYes
  • Replacement EmployeeYes
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