Schedule of Benefits

Schedule of Benefits

Policy Types

Go Insurance policies offer cover under Sections 1 – 17 inclusive as standard. However, Go Insurance offers You the flexibility to select only the cover which best suits Your needs. For instance, You can remove unwanted cover modules (eg Cancellation/Curtailment, Property, Disruption and/or Legal). The only cover modules which cannot be removed are Overseas Medical Expenses (Sections 3 – 6 inclusive) and Personal Liability (Section 15).

Optional covers (eg Snow Sports and Water Sports) can be included under any cover level. Your Certificate of Insurance will show which modules You deleted and which options You selected at the time of purchase. The amounts listed in the Schedule of Benefits are the maximum amounts payable per Insured Person under each policy section and are noted in Australian Dollars.

  • Cancellation/
    Curtailment

  • Abandonment of TripAbandonment of Trip
  • Resumption of TripResumption of Trip
  • Opt-out Cover

  • GO Basic

  • Abandonment of Trip$15,000
  • Resumption of Trip$2,500
  • Opt-out Cover

  • GO Plus

  • Abandonment of Trip$25,000
  • Resumption of Trip$5,000
  • Excess

  • Abandonment of TripYes
  • Resumption of TripYes
  • Medical

  • Overseas Medical Expenses Including emergency repatriation; additional travel and accommodation; and funeral expensesOverseas Medical Expenses Including emergency repatriation; additional travel and accommodation; and funeral expenses
  • Emergency Dental TreatmentEmergency Dental Treatment
  • Hospital Cash benefit (per day)Hospital Cash benefit (per day)
  • Death/Personal AccidentDeath/Personal Accident
  • MuggingMugging
  • Non Opt-out Cover

  • GO Basic

  • Overseas Medical Expenses Including emergency repatriation; additional travel and accommodation; and funeral expenses$10,000,000
  • Emergency Dental Treatment$750
  • Hospital Cash benefit (per day)$2,000 ($50)
  • Death/Personal Accident$20,000
  • Mugging$500
  • Non Opt-out Cover

  • GO Plus

  • Overseas Medical Expenses Including emergency repatriation; additional travel and accommodation; and funeral expenses$10,000,000
  • Emergency Dental Treatment$1,500
  • Hospital Cash benefit (per day)$5,000 ($75)
  • Death/Personal Accident$25,000
  • Mugging$1,000
  • Excess

  • Overseas Medical Expenses Including emergency repatriation; additional travel and accommodation; and funeral expensesYes
  • Emergency Dental TreatmentYes
  • Hospital Cash benefit (per day)No
  • Death/Personal AccidentNo
  • MuggingNo
  • Property

  • Personal PropertyPersonal Property
  • Total Limit for Valuables and Electronic EquipmentTotal Limit for Valuables and Electronic Equipment
  • Maximum per item, pair or set of Electronic EquipmentMaximum per item, pair or set of Electronic Equipment
  • Maximum per item, pair or setMaximum per item, pair or set
  • Emergency PurchasesEmergency Purchases
  • Personal MoneyPersonal Money
  • Total Limit for CashTotal Limit for Cash
  • Loss of PassportLoss of Passport
  • Opt-out Cover

  • GO Basic

  • Personal Property$7,500
  • Total Limit for Valuables and Electronic Equipment$4,000
  • Maximum per item, pair or set of Electronic Equipment$2,000
  • Maximum per item, pair or set$500
  • Emergency Purchases$400
  • Personal Money$1,000
  • Total Limit for Cash$250
  • Loss of Passport$500
  • Opt-out Cover

  • GO Plus

  • Personal Property$10,000
  • Total Limit for Valuables and Electronic Equipment$6,000
  • Maximum per item, pair or set of Electronic Equipment$3,000
  • Maximum per item, pair or set$750
  • Emergency Purchases$600
  • Personal Money$2,000
  • Total Limit for Cash$500
  • Loss of Passport$1,500
  • Excess

  • Personal PropertyYes
  • Total Limit for Valuables and Electronic EquipmentYes
  • Maximum per item, pair or set of Electronic EquipmentYes
  • Maximum per item, pair or setYes
  • Emergency PurchasesNo
  • Personal MoneyYes
  • Total Limit for CashYes
  • Loss of PassportNo

* Increased to $1,250 for each camera, video camera, laptop or notebook subject to a maximum for all such items of $2,500

  • Disruption

  • Disruption to Scheduled Travel PlansDisruption to Scheduled Travel Plans
  • Hijack (per day)Hijack (per day)
  • Special EventsSpecial Events
  • Insolvency of Travel Service ProviderInsolvency of Travel Service Provider
  • Domestic PetsDomestic Pets
  • Opt-out Cover

  • GO Basic

  • Disruption to Scheduled Travel Plans$500
  • Hijack (per day)$5,000 ($100)
  • Special Events$2,000
  • Insolvency of Travel Service Provider$1,500
  • Domestic Pets$250
  • Opt-out Cover

  • GO Plus

  • Disruption to Scheduled Travel Plans$1,500
  • Hijack (per day)$7,500 ($100)
  • Special Events$4,000
  • Insolvency of Travel Service Provider$3,000
  • Domestic Pets$250
  • Excess

  • Disruption to Scheduled Travel PlansNo
  • Hijack (per day)No
  • Special EventsYes
  • Insolvency of Travel Service ProviderYes
  • Domestic PetsNo
  • Liability

  • Personal LiabilityPersonal Liability
  • Non Opt-out Cover

  • GO Basic

  • Personal Liability$5,000,000
  • Non Opt-out Cover

  • GO Plus

  • Personal Liability$5,000,000
  • Excess

  • Personal LiabilityYes
  • Legal

  • Legal ExpensesLegal Expenses
  • Overseas Car Hire ExcessOverseas Car Hire Excess
  • Return of hire carReturn of hire car
  • Opt-out Cover

  • GO Basic

  • Legal Expenses$15,000
  • Overseas Car Hire Excess$2,500
  • Return of hire car$750
  • Opt-out Cover

  • GO Plus

  • Legal Expenses$20,000
  • Overseas Car Hire Excess$3,500
  • Return of hire car$1,000
  • Excess

  • Legal ExpensesNo
  • Overseas Car Hire ExcessNo
  • Return of hire carNo

Optional Extensions

In addition to the cover options listed in the Schedule of Benefits, the following optional extra covers are available. Your Certificate of Insurance will show which if any of the following options You selected at the time of policy purchase.

  • Benefit

  • Snow Sports EquipmentSnow Sports Equipment
  • Loss of use of lessons and lift passLoss of use of lessons and lift pass
  • Piste closure (per day)Piste closure (per day)
  • Avalanche cover (per day)Avalanche cover (per day)
  • Sum Insured

  • Snow Sports Equipment$1,000
  • Loss of use of lessons and lift pass$1,000
  • Piste closure (per day)$500 ($50)
  • Avalanche cover (per day)$500 ($50)
  • Excess

  • Snow Sports EquipmentYes
  • Loss of use of lessons and lift passYes
  • Piste closure (per day)No
  • Avalanche cover (per day)No
  • Benefit

  • Golf Equipment Golf Equipment
  • Unused Green FeesUnused Green Fees
  • Sum Insured

  • Golf Equipment $2,000
  • Unused Green Fees$500
  • Excess

  • Golf Equipment Yes
  • Unused Green FeesYes
  • Benefit

  • Unused boat hire fees (per day)Unused boat hire fees (per day)
  • Water Sports EquipmentWater Sports Equipment
  • Loss of use of fees, passes and lessonsLoss of use of fees, passes and lessons
  • Sum Insured

  • Unused boat hire fees (per day)$2,500 ($250)
  • Water Sports Equipment$5,000
  • Loss of use of fees, passes and lessons$250
  • Excess

  • Unused boat hire fees (per day)Yes
  • Water Sports EquipmentYes
  • Loss of use of fees, passes and lessonsNo
  • Benefit

  • Business EquipmentBusiness Equipment
  • Re-creation of DocumentsRe-creation of Documents
  • Business MoneyBusiness Money
  • Replacement EmployeeReplacement Employee
  • Sum Insured

  • Business Equipment$10,000
  • Re-creation of Documents$1,000
  • Business Money$2,000
  • Replacement Employee$3,000
  • Excess

  • Business EquipmentYes
  • Re-creation of DocumentsYes
  • Business MoneyYes
  • Replacement EmployeeYes

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