Water Sports Travel Insurance
Planning an overseas trip built around water, waves and adventure? Go Insurance offers Water Sports optional cover that can be added during the quote process, helping protect selected water sports equipment, boat hire fees, passes, lessons and excursions while you travel.
Important before you buy
Cover designed for water sports adventures
Water sports trips often involve more than just turning up at the beach.
Whether you are surfing, snorkelling, diving, paddle boarding, windsurfing or booking water-based lessons and excursions, your trip may involve specialist equipment, prepaid activity costs and weather-dependent plans.
Water Sports optional cover is designed to help protect selected water sports equipment, equipment hire, unused boat hire fees, passes, lessons and excursions while travelling.
Who it may suit
What Water Sports optional cover may include
Water Sports optional cover includes selected benefits for water-based travel activities and equipment.
Water Sports Equipment includes
Water Sports Equipment includes snorkelling and scuba diving apparatus and accessories, surfboards, boogie boards and toboggans, water skis, boots and bindings, wetsuits and specialised clothing for use in water sports and activities.
The equipment can be your own equipment that you take with you, or equipment you hire on the trip, subject to the PDS.
Water sports as an activity
Many recreational water activities are automatically listed as covered sport and leisure activities under the policy.
These include activities such as surfing, snorkelling, scuba diving, stand up paddle boarding, swimming, jet skiing, parasailing, windsurfing and boardsailing, subject to the relevant terms, conditions and exclusions.
Water Sports optional cover is designed for the water sports-specific benefits, including equipment, hire costs, unused boat hire fees, passes, lessons and excursions.
When the optional cover matters
Things to know before you travel
Like all travel insurance, Water Sports optional cover has limits, conditions and exclusions.
Water Sports optional cover is subject to the same conditions and exclusions as the Personal Property section of the policy, except where amended by the Water Sports section.
There is no cover for loss, theft or damage to Water Sports Equipment aged over five years, equipment carried on a vehicle roof rack, or Water Sports Equipment while in use.
Some activities, higher-risk variations, competitions, organised expeditions or activities outside the standard policy terms may need to be declared and accepted by Go Insurance before cover applies.