What is Subrogation and How Does It Affect You?

What is Subrogation and How Does It Affect You?

If you’ve ever read a Product Disclosure Statement, you might have seen a clause relating to Subrogation. It’s a little understood insurance concept and you’d be forgiven for glossing over when reading it. So, what is it exactly? The dictionary definition of subrogation is: “the substitution of one person or group by another in respect […]

If you’ve ever read a Product Disclosure Statement, you might have seen a clause relating to Subrogation. It’s a little understood insurance concept and you’d be forgiven for glossing over when reading it. So, what is it exactly? The dictionary definition of subrogation is: “the substitution of one person or group by another in respect [...]

Rabies – Should you pat that monkey?

Most people wouldn’t approach a wild animal in their local park but it’s often another story when overseas. Whether it’s cocktail courage or those relaxing holiday vibes, people love petting wild animals abroad. However, there is a downside to this activity and it can be more dangerous than you realise. So, what is rabies and how does […]

Most people wouldn’t approach a wild animal in their local park but it's often another story when overseas. Whether it’s cocktail courage or those relaxing holiday vibes, people love petting wild animals abroad. However, there is a downside to this activity and it can be more dangerous than you realise. So, what is rabies and how does [...]

Are Your Medical Costs Covered At Home?

No one wants to be injured overseas.  It’s not exactly what you were hoping for when making holiday plans. Unfortunately, it does happen and many travellers find themselves banged up in an overseas hospital for emergency medical treatment. Fortunately, many travellers have the foresight to arrange travel insurance.  Most policies include cover for accidental injury […]

No one wants to be injured overseas.  It’s not exactly what you were hoping for when making holiday plans. Unfortunately, it does happen and many travellers find themselves banged up in an overseas hospital for emergency medical treatment. Fortunately, many travellers have the foresight to arrange travel insurance.  Most policies include cover for accidental injury [...]

What is the Code of Practice?

Did you know that most insurance companies subscribe to the general insurance Code of Practice?  So, what is it and how can it help you? The general insurance Code of Practice was introduced by the Insurance Council of Australia in 1996.  It has since been reviewed and updated seven times, the most recent update having […]

Did you know that most insurance companies subscribe to the general insurance Code of Practice?  So, what is it and how can it help you? The general insurance Code of Practice was introduced by the Insurance Council of Australia in 1996.  It has since been reviewed and updated seven times, the most recent update having [...]

Natural Disaster Series: Hurricanes and Typhoons

As Australians, we’re familiar with cyclones but what do you know about hurricanes and typhoons? Depending on where you’re planning to travel, your trip could be seriously affected by extreme wet weather. Continuing with our Natural Disaster Survival series, let’s take a look at what you need to know and do if you have the […]

As Australians, we’re familiar with cyclones but what do you know about hurricanes and typhoons? Depending on where you’re planning to travel, your trip could be seriously affected by extreme wet weather. Continuing with our Natural Disaster Survival series, let’s take a look at what you need to know and do if you have the [...]

Leaving Property Unattended – What’s the big deal?

If you’ve travelled or know someone who’s travelled, chances are you’ve experienced a case of theft or know someone who has. Theft occurs in various ways – bag snatching, pickpocketing, break and enter and even taking items which have been left unattended. Most if not all travel insurance policies carry exclusions relating to unattended property. […]

If you’ve travelled or know someone who’s travelled, chances are you’ve experienced a case of theft or know someone who has. Theft occurs in various ways – bag snatching, pickpocketing, break and enter and even taking items which have been left unattended. Most if not all travel insurance policies carry exclusions relating to unattended property. [...]

Natural Disaster Survival Series: Earthquakes

We never imagine the worst happening to us, especially when on holiday.  However, some destinations are prime locations for natural disasters such as hurricanes, cyclones and earthquakes. Throughout our Natural Disaster Survival series, we will look at many types of catastrophic events to help keep you in the know. In this article, we focus on […]

We never imagine the worst happening to us, especially when on holiday.  However, some destinations are prime locations for natural disasters such as hurricanes, cyclones and earthquakes. Throughout our Natural Disaster Survival series, we will look at many types of catastrophic events to help keep you in the know. In this article, we focus on [...]

Reciprocal Healthcare Agreements

Australia has Reciprocal Healthcare Agreements with 11 countries.  These agreements entitle Australians to receive free healthcare in those countries. It also entitles citizens of those countries to obtain free healthcare in Australia under the Medicare system. Australia has current Reciprocal Healthcare Agreements with the following countries. Belgium Finland Italy Malta Netherlands New Zealand Norway Republic […]

Australia has Reciprocal Healthcare Agreements with 11 countries.  These agreements entitle Australians to receive free healthcare in those countries. It also entitles citizens of those countries to obtain free healthcare in Australia under the Medicare system. Australia has current Reciprocal Healthcare Agreements with the following countries. Belgium Finland Italy Malta Netherlands New Zealand Norway Republic [...]

Who is a relative?

Your parent is a relative, right? Of course, Mum and Dad are relatives. It is however, worth knowing that in the eyes of insurance, this isn’t always the case. Insurance companies have different definitions of ‘relative’.  These definitions are generally included in the policy and often state that the relative must live in Australia and […]

Your parent is a relative, right? Of course, Mum and Dad are relatives. It is however, worth knowing that in the eyes of insurance, this isn’t always the case. Insurance companies have different definitions of ‘relative’.  These definitions are generally included in the policy and often state that the relative must live in Australia and [...]

Riding a motorcycle overseas

Are you planning on riding a motorcycle overseas? Riding a motorcycle overseas is not only a cheap way to get around, it can also help you to have a more authentic travel experience by getting around like the locals. At Go Insurance, we understand that mixing it with the locals and riding a motorcycle overseas can […]

Are you planning on riding a motorcycle overseas? Riding a motorcycle overseas is not only a cheap way to get around, it can also help you to have a more authentic travel experience by getting around like the locals. At Go Insurance, we understand that mixing it with the locals and riding a motorcycle overseas can [...]
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